Jewish Burial Loans
Enabling families to honor a deceased loved one and comfort the living through the practice of Jewish rituals and traditions associated with loss.
LOANS FOR JEWISH BURIALS
Dallas Hebrew Free Loan Association provides no interest loans up to $10,000 to assist with costs associated with providing a Jewish burial for a loved one including funeral expenses, cemetery plots and fees, and other services associated with properly burying the deceased.
Total funeral expenses are subject to limitation.
To allow families to mourn with dignity and grace without worrying about logistical concerns, funds will be sent directly to the funeral home, cemetery or burial service provider to ensure timely payment of expenses.
Term: Payable in equal monthly installments over 48 months (four years). The first payment is due the month following loan origination.
BORROWER REQUIREMENTS
- You must meet DHFLA’s general requirements (see below).
- If you are an interfaith couple, the borrower must be the Jewish partner.
- You must submit a completed loan application, ACH form and a copy of a valid government-issued photo ID.
- One guarantor is required.
- Guarantor must submit a completed guaranty agreement, information release form and a copy of a valid government-issued photo ID.
ADDITIONAL REQUIREMENTS
- Provide documentation verifying need such as detailed invoices from the funeral home, burial service, or cemetery with the date of the funeral or burial service, and/or an invoice for the gravestone or headstone.
- Obtain one qualified guarantor.
- Spouses and partners are considered co-applicants, not guarantors.
- Local clergy cannot serve as guarantors.
- Funds are dispersed directly to the funeral provider or cemetery.
JEWISH BURIAL LOANS
REQUIREMENTS AND PROCESS
GENERAL REQUIREMENTS
To qualify for a loan, applicants must meet the following minimum requirements. Some loan types have additional qualifying criteria. Visit the loan page for the program for which you want to apply for details on what is required to be considered for a specific type of loan.
- Be a member of the Jewish community.
- Reside for at least six months in Collin, Cooke, Dallas, Denton, Ellis, Fannin, Grayson, Hood, Hunt, Johnson, Kaufman, Montague, Palo Pinto, Parker, Rockwall, Somervell or Wise Counties, or any other county in North Central or East Texas that includes Longview, Texarkana, Tyler, Waco or Wichita Falls.
- Be 18 years-old or older, unless otherwise noted.
- Demonstrate need.
- Show creditworthiness.
- Cannot have an outstanding DHFLA loan.
- Cannot be serving as a guarantor on a current DHFLA loan.
- Have two creditworthy guarantors, unless otherwise noted.
- Provide a valid government-issued photo ID.
APPLICATION PROCESS
- Identify which loan type meets your needs. If you’re unsure, contact the Dallas Hebrew Free Loan Association office: 469-206-1639 or dhfla@jfsdallas.org.
- Complete the appropriate loan application and submit with our online form, by email to dhfla@jfsdallas.org or by mail.
- Obtain guarantors and ask them to complete and submit the guarantor paperwork to dhfla@jfsdallas.org.
- If you are a qualified applicant, you will be contacted to schedule a loan interview by Zoom with members of the DHFLA loan committee. You may be asked to submit additional information.
- A loan decision will be communicated to you by the loan officer following the interview.
- If approved, funds will be disbursed following communication of the credit decision.
No interest loans for the Greater North Texas Jewish Community
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CONTACT US
Mailing Address:
PO Box 671235
Dallas, TX 75367-1235
Physical Address:
5402 Arapaho Rd
Dallas, TX 75248
Hours: Monday–Friday, 10 am – 6 pm
Phone: 469-206-1639
What We Do
Dallas Hebrew Free Loan Association (DHFLA) provides interest-free loans to members of the Jewish communities in Collin, Cooke, Dallas, Denton, Ellis, Erath, Fannin, Grayson, Hood, Hunt, Johnson, Kaufman, Montague, Palo Pinto, Parker, Rockwall, Somervell and Wise Counties, and any other county inclusive of Wichita Falls, Texarkana, Tyler, Waco and Longview, Texas.
Member of the International Association of Jewish Free Loans (IAJFL). We are a nonprofit 501c3.