Who We Are


For over 85 years, the Dallas Hebrew Free Loan Association (DHFLA) has assisted members of the Greater Dallas Jewish Community in need by providing interest-free loans.

We were founded on June 23, 1935 by 14 Jewish business leaders. These prominent members of the Dallas Jewish community pledged $132 to establish a Gemilut Chasadim or interest-free loan fund and agreed to make loans up to $10 to Dallas Jews in need of assistance. Since then we have strived to create a financially secure North Texas Jewish community by offering zero interest loans.


The Dallas Hebrew Free Loan Association was built on free loan associations known initially as “hevrot gemilut Hasadim,” established in Europe as early as 1749, and later in the U.S.

By the 19th Century, free loan societies, were actively operated specifically by American Jewish communities and were critical to the promotion of Jewish economic growth and served as a financial lifeline to Jews requiring financial assistance.

Free loan associations were seen as honorable in contrast to traditional forms of charity which, according to writer Shelly Tennenbaum, were defined as “psychologically degrading and” perpetuating “poverty by encouraging dependency.”1 The benefits of organizations such as DHFLA were praised by important philanthropists and Jewish business leaders such as banker, businessman and philanthropist Jacob Schiff who was regarded as the “guardian angel” of the free loan system.

1 Shelly Tennenbaum, A Credit to Their Community: 1880-1945, Jewish Loan Societies in the United States (Detroit: Wayne State University Press, 1993), page 33.


Today, DHFLA continues the tradition of providing interest-free loans to members of the Greater Dallas Jewish community who need immediate help and those who are investing in their futures.

The success of our interest-free lending program continues to be a model for community support. DHFLA maintains a 100% loan repayment rate. As our loans are repaid, the dollars are lent again and again, enabling us to help a greater number of people and multiplying the impact of our work.

We are the only organization in Collin, Dallas, Denton, Ellis and Rockwall counties that provides interest-free loans for a variety of purposes to members of the Jewish community. From loans for adoption and fertility treatments, emergencies and general needs, to healthcare, higher education, Jewish experiences, small business expenses and special needs, DHFLA helps the Greater Dallas Jewish community navigate economic challenges and affordably pursue dreams.



David Kronick

Abby Fuqua
Vice President

Mark Jacobs
Vice President

Iris Young Sheppard
Vice President

Eliot Shindler
Board Liaison

Helen Waldman
Immediate Past President

Dorothy Wolchansky


Susie Avnery
Nathan Axelrod
Stacy Barnett
Chad Davis
Rachel Davis
Sarah Davis
Harrison Goldman
Jorge Goldsmit
Josh Goldstein
Harriet Gross
Aaron Handler
Jeff Hoppenstein
Stacey Gaswirth Kaplan
Bradley Laye
Barbara Miskin
Michael Radoff
Jolene Risch
Joel Roffman
Pat Rosson
Dora Rudberg
Talya Shulkin
Arthur Skibell
Gerald Urbach


Morris Banks*
Max Glazer*
J. Manuel Hoppenstein*
Sam Kassed*
Joseph Kirschner*
Elly Lerer*
Mike Levine*
Louis Okon*
Daniel Rabinowitz*
Wolf Reisberg
Reuben Robinson
Simon Selinger
Aaron T. Stillman
Jacob Winer

*Of blessed memory


Herman Abrams
A. Baron*
Benjamin Berman*
Yale Candy*
Label Feldman*
Marvin Feldman
Sam Gilford*
M.B. Goldfarb*
Harrison Goldman
Isaac Goldstein*
Hymie Greenspan*
Donald Gross*
Leo Harris
J. Manuel Hoppenstein*
Bill Jayson*
Ann Kahn
Nathan Kaplan
Sam Kassed*
Caroline Kaye
Stanley Kaye
Morris Leiman*
Phil Levin*
Michael L. Levine*
Mike Levine*
Morris Levine*
Sol Levine*
H.M. Levinson*
Allen N. Luterman
Susan Candy Luterman
Louis Marx
Abe Meyer*
Richard Myers*
Louis Okon*
Sam Rachofsky*
Fred Reisberg*
Milton Rubin*
Albert Schwartz*
William Soltes*
Morris Shwiff*
Arthur Skibell
Iris Young Sheppard
Sam Tobolowsky*
Nat. T. Walters*
Melvin Yonack*


If you are interested in becoming involved in an organization making a life-changing impact in the lives of individuals and families in the Greater Dallas Jewish community, contact us about involvement opportunities.

Dallas Hebrew Free Loan Association logo

No interest loans for the Greater Dallas Jewish Community

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5402 Arapaho Rd
Dallas, TX 75248
Hours: Monday–Friday, 10 am – 6 pm
Phone: 469-206-1639

What We Do

Dallas Hebrew Free Loan Association (DHFLA) provides interest-free loans to members of the Jewish communities in Collin, Dallas, Denton, Ellis and Rockwall Counties

Member of the International Association of Jewish Free Loans (IAJFL). We are a nonprofit 501c3.

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