Emergency Loans

Loans to help meet urgent needs.  


Dallas Hebrew Free Loan Association provides interest-free loans up to $500 to help you deal with life’s emergencies.

Term: Payable in equal monthly installments over 24 months (two years). The first payment is due the month following loan origination. 


  • You must meet DHFLA’s general requirements. (see below)
  • If you are an interfaith couple, the borrower must be the Jewish partner.
  • You must submit a completed loan application and ACH form.
  • You must contact the DHFLA office at 469-206-1639 to discuss your situation.

Due to the urgency associated with emergency loans, Dallas Hebrew Free Loan Association works to process and fund qualified applications quickly. 




To qualify for a loan, applicants must meet the following minimum requirements. Some loan types have additional qualifying criteria. Visit the loan page for the program for which you want to apply for details on what is required to be considered for a specific type of loan.

  • Member of the Jewish community
  • Resident of Collin, Dallas, Denton, Ellis or Rockwall Counties for a least six months
  • 18 years-old or older, unless otherwise noted
  • Demonstrated need
  • Show creditworthiness
  • No current DHFLA loan
  • Not serving as a guarantor on a current DHFLA loan


  • Identify which loan type meets your needs. If you’re unsure, contact the Dallas Hebrew Free Loan Association office: 469-206-1639 or dhfla@jfsdallas.org.
  • Complete the appropriate loan application and submit with our online form, by email to dhfla@jfsdallas.org or by mail.
  • Obtain guarantors and ask them to complete and submit the guarantor paperwork to dhfla@jfsdallas.org.
  • If you are a qualified applicant, you will be contacted to schedule a loan interview by Zoom with members of the DHFLA loan committee. You may be asked to submit additional information.
  • A loan decision will be communicated to you by the loan officer following the interview.
  • If approved, funds will be disbursed following communication of the credit decision.
Dallas Hebrew Free Loan Association logo

No interest loans for the Greater Dallas Jewish Community

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5402 Arapaho Rd
Dallas, TX 75248
Hours: Monday–Friday, 10 am – 6 pm
Phone: 469-206-1639

What We Do

Dallas Hebrew Free Loan Association (DHFLA) provides interest-free loans to members of the Jewish communities in Collin, Dallas, Denton, Ellis and Rockwall Counties

Member of the International Association of Jewish Free Loans (IAJFL). We are a nonprofit 501c3.

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