Discover the Dallas Hebrew Free Loan Association’s no-interest loans, aiding the Dallas Jewish community with education, medical bills, emergencies, and more. In this blog article three borrowers come forward to provide a testimony from their experience.
Dan* Appreciated His Experience
“I had been struggling for so long and was absolutely terrified, feeling I had no safety net. I was embarrassed and ashamed to borrow money, but the DHFLA application process was a 100% shame-free experience.
I would encourage anyone in dire straits to let go of the shame and let the Jewish community help. You are not alone.
Everyone I dealt with at DHFLA was gentle, respectful, and kind. They understood my vulnerability and, in every interaction, treated me with the utmost sensitivity.
The DHFLA loaned me money from their no interest general loans program but gave me the great gift of dignity.”
Stacey* Shared Her Journey
![Jewish community serious woman no-interest-general loan](https://dhfla.org/wp-content/uploads/2024/06/jewish-community_serious-woman_no-interest-general-loan_ist1315315022-1024x683.jpg)
“After a painful divorce, health issues, and a career setback, my children and I were dangerously close to homeless. I was doing everything I could to keep us safe and well, but I was among the working poor and was barely treading water. It got to the point that I was so anxious, I could not sleep, eat, or breathe.
Thank God for the Dallas Hebrew Free Loan Association. A zero-interest general loan allowed me to remain in our home, put food on the table, and keep gas in the car. The loan was a hand up, and it was also an encouraging hug.
Several years later, I am thrilled and relieved to be repaying the loan in full. I will be forever grateful to the Dallas Jewish community for the opportunity to receive this anonymous support…and I am grateful to God to be back among those blessed to be giving tzedaka!”
A Final Word from Leonard*
![Jewish community senior man no interest general loan](https://dhfla.org/wp-content/uploads/2024/06/jewish-community_senior-man_no-interest-general-loan_ist1313927273-1024x683.jpg)
“No one should ever experience the terror of poverty, but if they do I pray they find a resource as helpful as I found the DHFLA. This loan was truly a Godsend. A friend in the Jewish community strongly encouraged me to apply for this assistance and the positive experience I had reinforced my faith in God, my appreciation for the Jewish community, and my Jewish pride.”
Learn more about our Jewish community no interest general loans program.
About the Jewish Community No Interest General Loans Supported by DHFLA
The Dallas Hebrew Free Loan Association (DHFLA) is a vital part of the Dallas Jewish community, offering no-interest general loans to individuals and families in need. Established with the principle of “gemilut chasadim,” or acts of loving kindness, the association helps members of the community achieve financial stability and self-sufficiency without the burden of interest.
No-interest loans from DHFLA are designed to assist with a variety of needs, including education, medical expenses, emergencies, small business start-ups, and life cycle events such as weddings and bar/bat mitzvahs. The process is straightforward and confidential, ensuring that applicants are treated with dignity and respect.
Applicants are required to provide documentation to support their request, including proof of need and a viable plan for repayment. Unlike traditional loans, DHFLA’s loans do not accrue interest, making repayment more manageable and less stressful for borrowers. This system operates on trust and the communal value of mutual support, as repayments from borrowers are recycled to fund future loans for others in need.
The impact of DHFLA’s no-interest loans is profound. By alleviating the pressure of interest payments, recipients can focus on addressing their immediate financial challenges and planning for a more secure future. For example, students can pursue higher education without the worry of accumulating debt, families can cover unexpected medical bills, and entrepreneurs can start or expand their businesses, contributing to the local economy.
The association relies heavily on donations and volunteer support from the community to sustain its operations. These contributions are crucial, as they enable DHFLA to continue providing this invaluable service. By supporting DHFLA, donors are not only helping individuals in need but also reinforcing the strength and resilience of the entire Dallas Jewish community.
In conclusion, the Dallas Hebrew Free Loan Association embodies the Jewish values of compassion, community support, and financial responsibility. Through its no-interest general loans, DHFLA plays a crucial role in helping individuals and families overcome financial hurdles, fostering a more supportive and interconnected community.
*Names and/or photos may be changed to protect borrower confidentiality.