Jewish Youth Experience Loans Rules and Guidelines 2017-11-09T12:59:22+00:00

Youth Experience Loan

The purpose of the Jewish Youth Experience Loan is to provide funding for youth ages twenty-one (21) and under to attend events that will enhance their Jewish learning experience and help them to become an active and productive members of the greater Jewish community.

Rules & Guidelines:

  1. Each applicant may borrow up to $3,000.
  2. Loan Specific borrower and guarantor qualifications
    1. The applicant is to be the borrower who will be attending the Jewish youth event or institution if eighteen (18) years of age and over. If the applicant is under the age of eighteen (18), one (1) Parent/Guardian is required to be the borrower. If the applicant is over eighteen (18) years of age, one Parent/Guardian is required to be a guarantor.
    2. A minimum of two (2) qualified guarantors are required for these loans.
    3. Guarantors cannot reside at the same address as the borrower or any other guarantor (parents are exempt from this clause).


The borrower is expected to pay off the note within twelve (12), months  in equal monthly installments, commencing approximately one month after receiving the loan.

Processing Steps To Follow:

  1. The borrower or borrowers must complete a) his or her portion of the DHFLA loan application  in detail and b) sign the promissory note. The specific terms of the promissory note (commencement date and payment amounts) must be left blank and will be filled in by DHFLA at the time the loan is approved.
  2. Guarantors must complete their portion and sign the guaranty agreement, and the guarantor’s information release authorization form. Note: Original signed documents are required, no faxes or emails are accepted.
  3. Once the application has been filled out in detail, the borrower may deliver or mail the application to the DHFLA office. He or She will be contacted for a personal interview.